M
Manjeeta Raj
M.Com · Finance Content Editor, PaisaPilotAI
About
Manjeeta Raj holds an M.Com (Master of Commerce) and writes and edits PaisaPilotAI's salary, income tax, EPF, and HRA content. Her work focuses on translating CTC structures, payroll deductions, and Income Tax Act provisions into explanations that salaried employees can act on without needing a tax background.
Areas of focus include in-hand salary calculation, old vs new tax regime comparisons, EPF and gratuity rules, and HRA exemption under Section 10(13A). Every figure published under her byline is checked against CBDT provisions, the Finance Act, and Income Tax Department guidance current as of the article's last review date.
Editorial process
- Every salary and tax figure is cross-checked against the Income Tax Department, CBDT circulars, Finance Act, and EPFO publications — not third-party blogs or AI-generated assumptions.
- Content is reviewed by the PaisaPilotAI Editorial Team before publication and re-reviewed whenever a Union Budget or CBDT notification changes a relevant rule.
- Each page lists its last-reviewed date. Readers can report a suspected error via the contact page and it will be verified against source documents before any correction.
Profile last reviewed: June 2026